Foreign Property and Casualty Insurance

Designed to fill coverage gaps associated with overseas exposures.

A million things can go wrong when your school travels internationally. Imagine a student damaging the facilities where your class is staying and it isn’t covered under your general liability coverage. A faculty member takes a nasty fall, fracturing his hip and requiring hospitalization. A student gets abducted on a class trip and is held for ransom. If you’re thinking these situations hardly ever happen, think again—they happen more often than you know.

Eligible clients include U.S.-based businesses and nonprofit organizations that:

• Have employees who travel outside of the U.S.
• Have sales offices or other operations located outside the U.S.
• Sponsor cultural and sightseeing school trips abroad for faculty, students, and chaperones
• Sponsor study abroad programs
• Place students or faculty in graduate programs abroad
• Have faculty or other employees who attend conferences, conventions, or seminars overseas

Foreign P&C Program Highlights:

• A single, easy-to-read foreign property and casualty package policy
• Package can be tailored to include some or all available coverages
• Minimum premiums as low as $2,500
• U.S. master policy
• Ability to issue foreign local policies where required through the ACE global network
• Option to structure programs for larger exposures